When you purchase a home and you sign your documents at loan closing, one of the documents that you are going to sign is a deed for your home, but what is the difference between a deed and title to a house? The deed establishes your right to claim ownership of the property. In these cases, your lending agent will hold the title of your home until such time as you are no longer indebted to them, that is until you have satisfied your mortgage. There are other instances where a deed may be used including when you transfer partial ownership to another person, when you are removing a person from the deed for the property or when you fail to pay a contractor for services they have rendered to you.
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